Guest post by Josh Holcomb with Farmers Insurance in Springfield, MO.

Are You Covered?

As the current real estate market keeps getting harder for people to sell their houses, it is not uncommon for a home to sit unsold for months. As the house sits on the market for a long period of time many sellers often move out of their current home into a new home, which leaves their old one vacant.

With the challenge of taking care of two mortgages many people don’t stop to think about their homeowners’ insurance policy. I can understand, with that type of stress, all that is on one’s mind is making sure both loan payments get paid. Thinking they have a current homeowners’ policy and that nothing needs to change the owner moves on. But is that truly the case? What happens if disaster strikes and you need to file a claim?

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