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Meet the Team


Don Carriker - Mortgage Consultant

Don Carriker | Loan Guru (Loan Officer)

My name is Don Carriker and I consider myself to be a native of Springfield since I have now lived here for 25 years. I graduated from MSU (Missouri State University) with a Bachelors of Science in Education, which provided me with the wonderful opportunity of teaching 7th Graders in Fordland, MO for two years. I figure, if I can teach those “hormonally challenged” teens, then I can surely teach you the ins and outs of the home loan process.

My wife Dawn and I will celebrate our 25th Anniversary next year. We have been blessed with two wonderful sons; Alex, who has completed his freshman year of college and Anthony, who is a senior in high school. I am active in my local church and am active in the Springfield community.

One of the things I am very passionate about is our country and our God given freedoms as Americans. I am a conservative by choice and currently serve as the Vice President of the 7th District MRA (Missouri Republican Assembly). I am also very active in the local Young Conservatives movement here in southwest Missouri.

If you have ever listened to KSGF talk radio in southwest Missouri, you may have heard me on there many times as a guest. I also support conservative talk radio through my daily advertising. KSGF talk radio can be heard at 104.1FM/1260AM or online at www.KSGF.com.

If you were to ask me what I enjoy doing in my free time you would find that I love the outdoors. Whenever possible, I enjoy spending time with my family and friends scuba diving, snow skiing, white water canoeing, caving and attending pistol competitions. One of the things I have found myself doing more as of late is enjoying time with friends and family on a newly rehabbed houseboat on Table Rock Lake.

Ok, so you are probably asking yourself, how does he find time to be a loan officer? Well, truth be known, helping clients achieve their home ownership goals is my true calling. I love using my teaching background to educate and inform my clients so they can make the best informed decision when it comes to buying or refinancing their home.

I have been a home loan consultant since 1997 and have made it my goal, as your consultant, to provide you with the best possible service available. As a homeowner and investor myself, I know what the dream of home ownership is and I will strive to help you achieve that goal with the best financial means possible. And more than anything to earn the opportunity to become your mortgage consultant for life!

If you have any questions for me regarding a home loan, please don’t hesitate to give me a call at (417) 844-5370 or contact me via this website. I look forward to answering any questions you may have and the opportunity to work with you if you are in the market for a home loan in the states of Missouri, Kansas, Arkansas and Oklahoma. If you are ready, get pre-qualified today!


Pat Lane - Mortgage Banker

Pat Lane | Loan Guru (Loan Officer)

Born in Birmingham, Alabama. Lived there for 8 years before moving to Red Bank, New Jersey. A great town by the way, staying there till I was almost 15.

Moving to Springfield, MO in 1965, starting my sophomore year at Glendale High School. Graduated from Glendale and went to Central Missouri State University. Studied Industrial Arts Education and graduated with a degree in education.

During my senior year, I met and dated, my future wife, Sherre, who also went to CMSU, also graduating with a degree in education. We both taught in the same school for seven years. As a teacher of woodworking, which has stayed with me all these years. Not only as a teacher, but having a passion for woodworking.

I left teaching to join the management team with Payless Cashways Building Materials. I stayed with them seven years, moving around the country. Eventually leaving them to join Home Depot. After deciding that retail was something I needed to get away from, the family moved back to Springfield.

I spent 22 years with a manufacturers rep firm for lighting and electrical products and controls. The end of ’08 and ’09 the construction industry severely slowed, bringing an end to that career of 22 years.

I am now a Mortgage Specialist with USA Mortgage. I am fully licensed and a Federally and State certified Loan Officer. It seems that teaching is never far away. If I am not educating individuals about the many choices for loan products, I visit with Realtors about loan products available thru seminars, lunch n learns and casual discussions. Always a teacher/educator.

A constant goal is to leave no stone unturned to find clients the correct loan to fit their needs for that new house, refinancing existing, or maybe a reverse mortgage.


Tyy Ward - Marketing Assistant

Tyy Ward | Wing Man (Marketing Specialist)

Hi! My name is Tyy Ward and I am the marketing assistant for Don Carriker. How I got into this career path is an interesting one to say the least. But before I go into that, let me share a little about my background. I graduated from Western Baptist College (now Corban University) in Salem, OR with a Bachelors of Science degree in Biblical Studies. I spent most of my growing up days in the great state of Idaho.

In 2004 I moved my family to the Springfield, MO area to be closer to my parents, plus I was ready for a change of scenery in life. Though there have been trials in life since moving to the Springfield area, we absolutely love it here. My wife Jenifer (of 18+ years) and I have been blessed with many different opportunities here and have found it a great place to raise our three wonderful children (Caleb – 15, Zachary – 13, Ashlyn – 11 going on 30).

When I am not busy with work and running kids all over the place for school events and athletic activities I do have some hobbies I enjoy. At the top of that list would have to be fishing. There is nothing more peaceful for me than enjoying a great day out fishing with my boys or a friend. When I am not doing that I love spending time with family and friends, helping out at church and helping others take their passions online (I build websites on the side).

So, how did I become a marketing assistant? Well, when we moved to the Springfield area in 2004 I got my real estate license and began working as a Realtor with Keller Williams. It was during this time that I met Don and started sending my clients to him for home loans. Because of that relationship, when I decided to leave real estate, Don offered me a position as his marketing assistant.

I have worked with Don for 7 years now, on both sides of the transaction and I can truly say that he is a man of his word. Loyalty and integrity are very important virtues to me and when Don asked me if I would like to work for him it was a no brainer.

I love what I do! Every day brings a new challenge and an opportunity to excel at what I do. Being a part of the team with Don has truly been a blessing. Knowing that the 2 of us are here to help our clients achieve the American Dream of home ownership is an awesome feeling.

If I can ever be of assistance to you during the home loan process, please let me know. I am here to help out in any way I can. I look forward to meeting you and as I always say in my email signature, “Make it a Great Day!”