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Springfield, MO Home Loans
What is TRID and how does it affect me? You may have heard recently a lot of people bringing up the word TRID. This is a new batch of regulations that are supposed to make the home loan process easier and better for home buyers and those looking to refinance their home. So you may …
Have you asked yourself the question, should I pay off all of my debts before I buy a home? This seems to be a situation that keeps appearing with some of our clients. They plan on buying a home and decide to pay off all of their credit cards and any kind of loans they …
One of the most important things you can do when you’re not looking at any kind of financing is to put a freeze on your credit. We have a lot of clients that ask “How do I freeze my credit?” Some people may think this is something only for people who are paranoid or individuals …
One thing that we have seen over the years is an increasing amount of individuals that come to us with either medical collections or student loan debt or possibly even both. Many individuals think that this could possibly ruin their chances at obtaining a home mortgage loan and luckily this isn’t always the case. Medical …
Have you ever been asked for soft credit? In today’s post we are going to answer the question, what is soft credit and why you need it when you have no credit score. We usually come across some individuals in the office that end up having everything in order but either don’t have a credit …
