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Purchase A Home

Purchase A HomeSo, you think you are in the market to purchase a home, but you don’t know where to start. We understand as it can be a very scary thing to make the largest purchase you have ever made in your life with the hopes that it will all work out.

That’s where we come in…

We can help you understand the ins and outs of this seemingly complicated process. Since Don has a teaching degree he can help you learn this process and make you feel very comfortable and confident in buying your next home.

Here are the main points you have to consider when buying a house:

  • Which is better for you… to buy or rent a house?
  • It is ALWAYS better to pre-qualify for a loan BEFORE going shopping for a house!
  • How much of a house do you need to satisfy your family’s needs, wants and desires?
  • Can you afford to satisfy your family’s wants, needs and desires in a house?
  • Where you are looking to buy a house can affect the type of loan you can get.
  • Where you are looking to buy a house can affect how much of a house you can buy.
  • Things like credit history, job history, provable income, account balances, and even things you deduct on your tax return can all affect your ability to qualify for a great home loan.
  • It CAN make a big difference to you both financially and emotionally; if you choose a strong mortgage company and a seasoned loan officer who has many years of experience in all forms of lending.

We understand how overwhelming these questions can be, we can walk you through the entire process, step by step, so you will feel confident about your understanding of the process and how to get a great home loan.

Are you ready to get started with the home buying process?  If so, Click Here to get started.

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Our Ratings

Google Rating
5.0
I Want A Great Home Loan
I Want A Great Home Loan
5.0
Christopher Billings
Christopher Billings
22:30 04 Apr 18
The service from this team is amazing. They showed me the rates, how its figured, where i was, how to improve my score, just a wealth of knowledge. They are easy to talk to, and made the whole process simple and communicated at every step. I may be biased as i have used their services twice now. Lifetime customer. Thanks guys!!!read more
Kristin Lindsey
Kristin Lindsey
00:25 28 Mar 18
Don, Alex and the whole team were great to work with! They happily answered any questions we had along the way, and were so thorough in explaining what to expect. They helped make it all possible! Thanks again to the whole team that helped us get our new home! Will happily refer them to anyone!read more
Jason Mendez
Jason Mendez
02:38 26 Mar 18
Don, Alex, Ty and Dianne were Fantastic! Finding a home took us some time. Don and Alex took their time to answer our questions along the way and Ty continually followed up to check in on us during the process. It was a smooth and quality experience from start to finish. I would definatley recommend USA Mortgage.read more
Jonathan
Jonathan
01:17 23 Mar 18
The Team was friendly, professional, helpful and very patient with our particularly difficult situation. One-by-one they handled each 'hurdle' with respect, and went the 'extra-mile' to insure that we received the best home loan possible. We highly recommend Don and his Team for your Home Loan needs !!!read more
Papa Bear
Papa Bear
13:58 17 Mar 18
Don and Alex went above and beyond to help us with our new home loan. They even answered calls on Sunday and New Years Eve! Talk about service! I would recommend them to anyone. They are the best home loan people around. If you are looking for a home loan, call them; you wont be disappointed.read more
Matt Steelman
Matt Steelman
00:12 11 Mar 18
Don and Alex did a great job in getting us our home loan. They were both there every step of the way, educating and supporting us, all to ensure we had the smoothest closing possible. We had an absolutely fantastic experience.read more
Brian Ponder
Brian Ponder
15:26 10 Feb 18
Don and his team are great they made every step of the process simple and easy so if you ever need a great home loan call Don they'll make yu feel like familyread more
Brendan Pankratz
Brendan Pankratz
04:01 04 Feb 18
Don, Alex, Ty and the whole team did an excellent job. They were helpful, professional, timely, knowledgeable, on all aspects of the process. Don took my questions at all times of the night and even on the weekend. I feel confident that I got the best deal with Don and the team. I wanted a conventional 15 year loan with a payment less than 25% of my take home pay, and I never felt pressured to use a mortgage vehicle that I didn't want (USDA, FHA, or conventional 30 year), or to borrow more that I wanted (even though EVERY calculator out there told me I could qualify for A MUCH more expensive home). In fact, I don't even know the maximum loan I qualified for because Don didn't pressure me to spend more than I wanted to. I will go back to Don for every future home purchase or refinance because he did such a great job! If I could give him 6 or 7 stars I would.read more
Austin Graybill
Austin Graybill
20:36 14 Jan 18
Quality people with the utmost professionalism. From day one, Don was up front, honest, and very quick to respond to questions that I had. 24/7 availability. If I had it to do all over again, I'd call Don Carriker. Thanks for all your help!!!read more
Brent Gilstrap
Brent Gilstrap
14:04 14 Jan 18
Don and Alex are trustworthy to get the job done thoroughly and efficiently with great care for their clients. As a realtor, I look for lenders who are going to put their clients before their own interests and help them from the first phone call to the final handshake. Don and Alex protect their clients and educate them throughout this process. For realtors looking for lenders to work with, they are great communicators and easily accessible. We've had several transactions together and I've never been disappointed.read more
Janis Douglas
Janis Douglas
00:33 08 Jan 18
Don Carriker and his team are fantastic to work with. They helped me through my first home loan in 2009 and then when I started a search for my second home I returned to Don. Not only has he helped me with my loan but he noticed an error on my tax return and I was able to do an amendment and get another $3000+ back!! I highly recommend Don Carriker and his team without hesitation.read more
Jason Connel
Jason Connel
20:18 02 Jan 18
I'm a first-time home buyer. I choose Don Carrier and his crew based on his reputation, and heard his ads on a local radio station KSGF. I'm so happy I did. He and his crew walked us through the entire process, and treated us like we were the only clients in the world. I can't tell you how many people said how difficult of a process this would be. It wasn't, not at all. I have to believe with all the input from family and friends of the process was because of don't and his team. No question was too small. Easily one of the best decisions I've ever made. Thank you for your help y'all!!read more
Matthew Lederman
Matthew Lederman
16:39 29 Dec 17
Yes, you can get a home loan from any bank or mortgage broker. However, if you value your hard earned money, you will need to understand all of the options that are available to you. And in that respect, Don Carriker and his team are the BEST. Don Carriker will give you his time on and off the clock just to be sure you understand what options are available to you and help you make the best decision. Choosing the right bank or mortgage broker can be stressful. But making the decision to work with Don Carriker was the best decision my wife and I made.read more
Paul Ivy
Paul Ivy
17:42 13 Dec 17
This is the second time that I used Don and his team. Both times things went off without a hitch. They tell you what info they need you get it and your done. I hope not to buy another house but if I do Don will be my first call.read more
Json Ewing
Json Ewing
14:45 12 Dec 17
Very happy with this experience. Don and Alex were always great with explanations and answering questions. Very accessible as well. Friendly staff, always professional, and I was even shown how to save some money without even asking. Certainly no complaints coming from me.read more
Clayton Watson
Clayton Watson
15:35 15 Nov 17
My wife and I bought our first and forever home using I want A Great Home Loan. Heard about him on the local radio station in Springfield. (104.1) Our first meeting with Don was just to start learning the process of buying our home and to see where we stand. We where clueless. Don took time with us and answered all our questions. On our way home I ask my wife how she was feeling. She was feeling very relieved and not as scared as she was before the first meeting. We decided to move forward, Don and his team gave us a list of dos and don'ts as well a list of things he need from us. After that it was smooth sailing. Don and his team did their jobs very well. All of the nightmares that we had heard for other people buying a house, we did not experience ANY of that. I don't know why people would go out on their own and do the house buying process on their own when there are people like TEAM CARRIKER...read more
Laurent Davis
Laurent Davis
19:38 06 Oct 17
Everyone on the team is great and friendly. Don and Alex Carriker are very friendly and acknowledging.If you have any questions they will be glad to help you. Even after you close. The process might be somewhat long but i feel like it would have taken longer if i went with a different mortgage company. I would definitely refer them to my friends or co workers looking to buy a house.read more
Donald Bobbitt
Donald Bobbitt
12:00 08 Sep 17
Closed our loan on time and on the money. That is what you want. I would recommend them.
Jake Hobbs
Jake Hobbs
00:14 16 Aug 17
These guys were first class, can't thank Don, Alex and thier team enough. The home buying experience was easier than I had imagined, only because of the effort and thoroughness of these gentleman.read more
Charity Hertzler
Charity Hertzler
23:22 10 Aug 17
We learned about the Carriker team through a local radio station. Alex Carriker just helped us purchase our first home. We were very nervous and unsure of how to even go about purchasing a home… Alex made the process very comfterable, smooth, and simple, keeping us continually updated throughout the entire process, and he was able to get us into our first home with no down payment. The Carriker staff is extremely polite. Very professional, and “on top” of things. I can’t say enough about the wonderful experience that we had. We would definitely recommend the Carriker team to anyone purchasing a new home.read more
Valley Williams
Valley Williams
18:01 30 Jul 17
My home buying experience with USA Mortgage was unprecedented. Being a first time home buyer, I experienced many hurdles that I initially thought I'd be tackling on my own; I was mistaken. Alex and the team made the process so streamline and easy. They seriously know what they're doing and always have what's best for their client in mind. No matter how silly my question was, or how big of a pain I felt like I was being, Alex came through and always made me feel as if I was important and was never a waste of his time. I looked for a home for months and Alex had to update my pre-approval letters numerous times. I made offers on several homes; all of which fell through due to higher bids from others, but each time a change had to be made, Alex was on the ball ensuring I had my best foot forward and I was completely prepared no matter the outcome. He even suggested different types of loans for some pretty specific situations that made the process even that much easier. Alex was always willing to explain the technical side of things so I always knew what was going on and how my decisions would effect the end outcome. When I finally found a home I was able to make mine, Alex and the underwriting team were there till the end. Alex being always vigilant about deadlines, made sure I had the appropriate documents, and kept me informed throughout the entire process. I can honestly say that I couldn't have chosen a better company to work with to purchase my first home. Being a young, single woman and buying a house on your own is an enormous, scary, exciting, and nerve wracking step, but Alex and the team at USA Mortgage made me feel like I had a huge family supporting me that just happened to be experts in mortgages and the home buying process. In a few years when it's time to buy my forever home, you can bet I'll be returning to USA Mortgage to make that happen as well. I want to give a huge thanks to Alex Carriker for being so wonderful and patient with me, and not letting me give up when I thought I'd never find a home to make my own. I couldn't have done it without you. Thank you, from the bottom of my heart. Valley Williamsread more
Erik Kiperts
Erik Kiperts
10:48 30 Jun 17
My experience with USA mortgage as a first time home buyer was one that i would definitely recommend to anyone!! They explained everything perfectly and kept in touch consistently. The entire staff was friendly and informative. If you are in search of a home call these awesome people!!read more
Aaron Plunkett
Aaron Plunkett
22:18 12 May 17
What a great experience! Always a prompt response to any questions I had, and explained how everything was going to work in terms I could understand. Don, Alex and the team made it so much less stressful to buy a home. I didnt worry about a thing! Would recommend them to anyone looking for a home loan! Thanks guys!read more
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Facebook Rating
5.0
I Want A Great Home Loan
I Want A Great Home Loan
5.0
Jason Mendez
Jason Mendez
2018-03-26T02:42:13+0000
Don, Alex, Ty and Dianne were Fantastic! Finding a home took us some time. Don and Alex took their time to answer our questions along the way and Ty continually followed up to check in on us during the process. It was a smooth and quality experience from start to finish. I would definatley recommend USA Mortgage.read more
Stewart Herman
Stewart Herman
2018-03-17T14:05:09+0000
Don and Alex are tops in their field. They answered all our questions, helped us find a great loan, and even showed us we would lock down our rate when the interest rate went up last February. They are kind and very professional, offering to make themselves available for question 7 days a week. a fact they proved more than once by answering their phone on a Sunday. They even answered on New Years Eve! If you are looking for a great home loan, look no further, Don and Alex Carriker are the guys for you!read more
Brendan Pankratz
Brendan Pankratz
2018-02-04T04:02:43+0000
Don, Alex, Ty and the whole team did an excellent job. They were helpful, professional, timely, knowledgeable, on all aspects of the process. Don took my questions at all times of the night and even on the weekend. I feel confident that I got the best deal with Don and the team. I wanted a conventional 15 year loan with a payment less than 25% of my take home pay, and I never felt pressured to use a mortgage vehicle that I didn't want (USDA, FHA, or conventional 30 year), or to borrow more that I wanted (even though EVERY calculator out there told me I could qualify for A MUCH more expensive home). In fact, I don't even know the maximum loan I qualified for because Don didn't pressure me to spend more than I wanted to. I will go back to Don for every future home purchase or refinance because he did such a great job! If I could give him 6 or 7 stars I would.read more
Jason Connel
Jason Connel
2018-01-02T20:19:55+0000
I'm a first-time home buyer. I choose Don Carriker and his crew based on his reputation, and heard his ads on a local radio station KSGF. I'm so happy I did. He and his crew walked us through the entire process, and treated us like we were the only clients in the world. I can't tell you how many people said how difficult of a process this would be. It wasn't, not at all. I have to believe with all the input from family and friends of the process, it was because of Don and his team that made it so simple. Anytime I had a question I was treated like no question was too small. Easily one of the best decisions I've ever made. Thank you for your help y'all!!read more
Courtney Emmons Buchholz
Courtney Emmons Buchholz
2017-11-21T04:48:12+0000
We highly recommend and would give this business six stars if we could. Don and his team helped us “get a great home loan.” The level of personal attention we experienced was unbelievable. Top notch professionals.read more
Charity Hertzler
Charity Hertzler
2017-08-10T23:22:00+0000
We learned about the Carriker team through a local radio station. Alex Carriker just helped us purchase our first home. We were very nervous and unsure of how to even go about purchasing a home… Alex made the process very comfterable, smooth, and simple, keeping us continually updated throughout the entire process, and he was able to get us into our first home with no down payment. The Carriker staff is extremely polite. Very professional, and “on top” of things. I can’t say enough about the wonderful experience that we had. We would definitely recommend the Carriker team to anyone purchasing a new home.read more
Aaron Plunkett
Aaron Plunkett
2017-05-12T22:22:40+0000
What a great experience! Always a prompt response to any questions I had, and explained how everything was going to work in terms I could understand. Don, Alex and the team made it so much less stressful to buy a home. I didnt worry about a thing! Would recommend them to anyone looking for a home loan! Thanks guys!read more
Amanda Frazier
Amanda Frazier
2017-04-28T18:11:25+0000
Simply amazing. Everything went beyond smooth, every question was answered within the same day if not the same hour. If I could buy a house every month without a doubt I'd be working with Don, Alex and their team.read more
Sarah Dodds Cornelison
Sarah Dodds Cornelison
2016-10-25T20:07:01+0000
Don, Dianne, Alex, and Tyy were incredible throughout the entire process. It really felt like someone was working for me, not the other way around. My questions were always answered promptly. They really go above and beyond with communication and education. They took all the stress from this aspect of buying a home. I'll stop gushing now....you guys really are great though. Thanks!!read more
Tim Moore
Tim Moore
2016-02-08T20:07:33+0000
I was referred to Don from a realtor who didn't know much about him at the time. Very glad she did! Don has taken care of our loans for the purchase of our first and second homes and taken care of a couple refinances as well. It seems like life tries to get in the way when making big decisions like buying a home but his team always works hard to find solutions! We will keep coming back!read more
Luke Hudson
Luke Hudson
2016-02-08T18:44:39+0000
Team don was awesome!!! Took home ownership from a dream and made it happen. Step by step leading my I'm wife and I to get a great deal on a home of our dreams. Thanks Don Carrikerread more
Monica Wilke
Monica Wilke
2016-02-02T19:44:55+0000
Don and his team helped us get the house of our dreams!! They also helped with a refinancing on our old home that saved us money then too! Don was with us every step of the way and even had a gift for us at our closing! Best buying experience we've ever had! We recommend Don and his team to any one needing help with a home loan!!read more
Paul-Ann Holland
Paul-Ann Holland
2015-04-25T11:06:10+0000
Don Carriker and his staff are phenomenal. From pre-qualification to closing the loan, they were all completely invested and available. I knew I could call anytime with any question, and his estimate numbers were always amazingly accurate. I will not hesitate to recommend Don to anyone needing a home loan.read more
Sarah McKee Letsinger
Sarah McKee Letsinger
2014-09-24T23:34:47+0000
I honestly don't know that it would have been possible to purchase our new home without the help of Don and his team. They were there to help at every obstacle....some that we didn't think we would overcome. He even helped with things that I wouldn't consider the responsibility of a mortgage banker - from credit repair assistance to suggestions for finding money to pay for the (substantial) loss on the home we were selling. We couldn't be more content in our new home and we owe a HUGE thank you to Don, Dianne, and Tyy for making it possible.read more
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Our Company

USA Mortgage - Springfield, MO
Springfield Office
3100 S. National, Ste. 201
Springfield, MO 65807

Home Office
12140 Woodcrest Executive Dr., Ste. 150
St. Louis, MO 63141

Company NMLS: #227262

Our Team

I Want A Great Home Loan Team

Hard Working. Honest. Passionate About What We Do. Conservative. Fun Loving. Love Our Families. Love to Laugh. More about us.

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Contact

DON CARRIKER

Senior Loan Officer
NMLS: #648699 • MO: #3693-MLO
Missouri Residential Mortgage Licensee
Phone: (417) 844-5370

ALEX CARRIKER

Mortgage Banker
NMLS: #1283419 • MO: #10798-MLO
Missouri Residential Mortgage Licensee
Phone: (417) 209-7463

Alex Carriker - Mortgage Broker Or Lender with USA Mortgage

USA Mortgage
A Division of DAS Acquisition Company LLC
3100 S. National, Ste. 201
Springfield, MO 65807

Contact Us

Client Reviews

Professional In Every Way!

Monna S Testimonial

Don is a professional in every way! When I would hit a “snag” and would think about just giving up on my re-finance….he kept encouraging me to persevere. I hate paperwork….but Don and Tyy made it as easy as possible for me. Now, I am saving over $400.00 a month on my home loan!

Monna S.
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Simple, Seamless Process

Thanks for taking time to explain everything and provide a simple, seamless process.

Justin H.
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Don Is The Best!

Don is the best!  He is available at all times of the day!  And he works to get things done as quick as possible!

Eric B.
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All The Work And Hours

Bruce & Janet Webb - Happy Clients

Bruce and I would like to thank you and your great staff for all the work and hours you all put in getting our new loan. We really appreciate all the effort!

Bruce & Janet W.
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Above And Beyond

Don and his team went above and beyond. Still do several months after my refinance. His team is great to work with. They are all exceptionally nice. Very educated at what they do and will educate you. Tell you all your options. Very great to work with. Would do it again without thinking of going elsewhere.

Damien Z.
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Appreciative Older Couple

Don made our experience so easy and explained everything to a tee!  As an older couple we really appreciated this.  We would and will recommend Don and his team to anyone!

Samuel & Kathy V.
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Where’s The Catch

I decided to go with Don because of testimonials I heard on the radio (KSGF).  Every ad I heard talked about how easy it was to work with Don.  I can’t echo that enough.  Don and his team have been amazing to work with.  I kept expecting a hitch, but it never happened.  They had everything covered.

Mark G.
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Two Steps Ahead

Always willing to answer any questions, always two steps ahead.  Made sure we understood every detail.  Thank you for all the hard work!

Daniel & Bethany T.
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Streamlined Process

You guys made this process as streamlined and pain-free as possible.  Thank you for your patience, your prompt answers to questions and the way you followed it through to the end!

Cassie R.
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Excellent Experience

Justin Sturdefant - Greater Springfield Realtors

Excellent experience, one of the best in my career.

Justin Sturdefant
Greater Springfield Realtors
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Great To Work With

This team was great to work with.  We will be passing the word on to people we know.  Thank you guys.

Richard & Lori M.
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As Promised

Don and his team were exceptional.  Everything was taken care of on time and as promised.  We wanted a great home loan and we got one!

Jeff & Reta B.
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Constant Contact

Greatly appreciated the constant contact to keep us informed on the process and what to expect in the next phase.

Michael R.
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We Are Amazed

Brian & Julie Underhill - Happy Clients

We are amazed! We were so impressed with the hard work and dedication that went into this transaction. This is our third time to use Don as our loan officer and we will definitely be sharing his praises with others! He and Tyy went well out of their way to make sure the deal went through to our satisfaction!

Brian & Julie U.
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Great Knowledge

Happy Clients - Charlotte Cooper & Jeff Harms

Working with Don was enjoyable, he has great knowledge of the mortgage process! Great Job! Thank you so much!

Jeff & Charlotte H.
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Returning Client

We have used Don Carriker before.  He always has done us right.  I have already referred my cousin.  I know she will refer Don as Well.

Karran B.
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