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Questions? Call Alex @ (417) 209-7463 or Anthony @ (417) 209-0316

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QM Went Into Effect on January 10, 2014. What Does That Mean For You?

January 13, 2014 by Don Carriker

Last Friday, January 10, 2014 the new QM (Qualified Mortgage) rules went into effect.  Were you prepared?

If you are like most home buyers you have no clue what this is and how it affects you.  But you might want to take a moment and listen to what Don has to say before you write it off.

As you can see, this is just one more rule put into place to make it that much more difficult to get qualified for a mortgage.  You can also check out The National Real Estate Post guys and their post on Snapshot of 2014 Changes to learn more about QM and what it means for you.

This could be a new rule that will prevent you from buying your next home.  Make sure you understand what the new QM rules mean and for more information please call or text Don at (417) 844-5370.  You can also contact us through our website.

Remember… knowledge is power!

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Highlands Residential Mortgage, LTD
1465 E Primrose St Suite B
Springfield, MO 65804

Alex Carriker
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(417) 209-7463
NMLS: 1283419 | MO: 10798-MLO


Anthony Carriker
Licensed LOA
(417) 209-0316
NMLS: 2228399


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Disclaimer: Copyright © 2026 Highlands Residential Mortgage, LTD. NMLS#134871. 950 W Bethany Drive, Suite 800, Allen, TX 75013, 1-866-912-7511. All rights reserved. This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice. All products are subject to credit and property approval. Other restrictions and limitations may apply. Equal Housing Opportunity.