I. Thou Shalt Not Change Jobs, become Self Employed or QUIT Your Job(s)
II. Thou Shalt Not Buy a Vehicle (or you may be living in it!)
III. Thou Shalt Not Become Late on ANY Payments
IV. Thou Shalt Not Reduce Account Balances Below What You Told/Provided to Your Loan Officer
V. Thou Shalt Not “Forget” to Include All Debts on Application
VI. Thou Shalt Not Buy “Big Ticket” Items (>$250)
VII. Thou Shalt Not Apply for Credit Anywhere Until Your Loan is Complete and Closed (credit inquiries count too!)
VIII. Thou Shalt Not make “Unusually” Large Deposits Into Your Accounts Without First Consulting with Your Loan Officer
IX. Thou Shalt Not Close/Open/Change Bank Accounts
X. Thou Shalt Not Co-Sign on a Loan for Friends or Family