LOCAL MORTGAGE GUIDANCE FOR SPRINGFIELD & SOUTHWEST MISSOURI
Questions? Call Alex @ (417) 209-7463 or Anthony @ (417) 209-0316
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Springfield, MO Home Loans
FHA mortgage changes are coming September 15, 2015. It’s very important that you familiarize yourself with these changes and know how they might affect you if you are in the market for an FHA home loan. Here is the list of changes: Credit Hud now lists acceptable credit history to manually approve files now (4000.1 …
One of the most important things you can do when you’re not looking at any kind of financing is to put a freeze on your credit. We have a lot of clients that ask “How do I freeze my credit?” Some people may think this is something only for people who are paranoid or individuals …
One thing that we have seen over the years is an increasing amount of individuals that come to us with either medical collections or student loan debt or possibly even both. Many individuals think that this could possibly ruin their chances at obtaining a home mortgage loan and luckily this isn’t always the case. Medical …
Have you ever been asked for soft credit? In today’s post we are going to answer the question, what is soft credit and why you need it when you have no credit score. We usually come across some individuals in the office that end up having everything in order but either don’t have a credit …
In this blog post I will be answering the question, “How to dispute errors on my credit report?” I will be showing you how I would dispute errors so you can follow along if you need to process a dispute. We’ll break it into three sections with each credit bureau and how they handle each …
